1.2 If you use Shop Pay on a Shop Pay Site, Shopify will place a cookie on your web browser to recognize you when you return to that Shop Pay Site which will allow you to make purchases using your Saved Information. If you visit a Shop Pay Site and you are not recognized by Shop (for example, because it’s your first time at that Shop Pay Site, you’ve cleared your cookies, logged out, or you’re using a device that is different from the one you used to access the Shop Pay Site during your last checkout), you will be able to access your Saved Information by inputting your email address and a verification code sent to you via SMS text message. After you verify your identity, Shop will allow you to make purchases using your Saved Information, including your Shipping Information provided that the Merchant offers the applicable shipping method.
1.3 You may manage your Payment Information and Shipping Information in Shop, or the next time you checkout from a Shop Pay Site. Should you update your Payment Information, you consent to Shopify validating your Payment Information, including your credit card on file.
1.4 Note that message and data rates may apply for any SMS messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, contact your wireless provider.
1.5 When you check out with Shop Pay, you may have the option to pay in installments from participating stores. Installments are a flexible payment option that can help you invest in larger purchases up to $1000 by dividing your purchase amount into four equal, biweekly, and interest-free payments.
1.6 Paying in installments with Shop Pay is powered and serviced by Affirm and is only available for payment in a limited number of stores. Shopify does not determine buyer eligibility and Eligible stores determine the availability of the option to pay in installments with Shop Pay. While you can manage your payments in the Shop app, your use of installments is subject to the terms you agreed to with Affirm, including their terms of service which can be found here. Shopify is not a party to any agreement between you and Affirm, and expressly disclaims all liability with respect to such agreements.
1.7 To pay in installments with Shop Pay in a participating store, you need to meet the following requirements:
- Reside in the United States.
- Sign up for Shop Pay.
- Add your debit card to your Shop Pay account.
- Sign up for Affirm to confirm your eligibility.
1.8 The following limitations currently apply to paying in installments with Shop Pay:
- Existing Affirm account holders aren’t eligible for paying by installments with Shop Pay.
- Orders that include gift cards are excluded from paying in installments with Shop Pay.
- To qualify, orders need to be between $50 and $1000 USD, inclusive of shipping and taxes.
- If you change your phone number or email within Shop Pay, then you also need to update your information with Affirm before you can pay for another purchase in installments with Shop Pay.
1.9 You can find more information on paying with installments here.
1.11 Shop’s product recommendations functionality allows you to browse, and purchase products from Merchants (“Products”). Shop will also make personalized recommendations to you based on your Saved Information.